Fast food establishments and telecommunications companies aren’t the only ones offering discounts when you ‘upsize’.  Many insurers offer multi-policy discounts when you insure more than one car or dwelling with them.  So if you have two cars, a home (whether rented or owned) and a seasonal property (cottage or trailer), you may very well be able to enjoy savings by putting all of your insurance with one supplier.  In some cases, this may mean a savings of 5%, 10% or even more!

Additionally, by putting all of your insurance needs with one carrier, you’ll eliminate any gaps in coverage and simplify and contain your coverage details.  IE, one carrier, one claims contact, one billing arrangement.   This will add greatly to the ease with which you can make changes to your policy, and will be something you’ll appreciate if ever you have to make a claim.

Some insurance carriers that provide business insurance will combine it with your personal home and auto insurance for substantial discounts.

Ask your broker about multi-lines policies that will save you money.  If your present insurer doesn’t offer discounts for multiple lines, your broker may be able to shop around for one that does.