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Recreational Vehicles (RVs) come in many forms – travel trailer, camper, mobile home, campervan – and are subject to a variety of different regulations, laws and insurance requirements depending on design, use and where it is located. For example, if located in Ontario and used in connection with an automobile, the travel trailer may be covered under the auto policy for Third Party Liability, Accident benefits, Uninsured Automobile and, under certain conditions, Direct Compensation Property Damage (DCPD), providing the trailer does not exceed a certain weight, is not designed to carry passengers or for living in, or for commercial purposes. Collision and/or Comprehensive and DCPD require the trailer to be described on the policy at additional cost. If the RV is drive-able on its own, then the appropriate insurance must be obtained via your auto insurance provider. For a quote for RV insurance, click here. A quote is just a click away.