Even though auto insurance is mandatory, we feel it’s much more than a legal obligation. We will help you understand the coverage that is ‘mandatory’ and what additional ‘optional’ coverage is available to you. We have access to markets that offer competitive pricing for all types of vehicles, including seasonal autos, classic & antique. Your assets, your family and your financial future are all at risk when the policy you purchase doesn’t provide the protection you need. Get an Instant Quote now!
Posts Tagged ‘Whitby’
Intersure Membership To Drastically Enhance Purchasing Power And Marketing Clout
As part of their newly developed ‘Only The Best’ vision, the Moore-McLean Insurance Group has aligned itself with over 40 leading Independent Insurance Brokers and Agents across North America as members of Intersure.
Intersure is a consortium of the finest brokerage firms in North America led by the best entrepreneurial and technical minds in the industry. This ‘think tank’ brings together the decision-makers within each company and is reserved only for those meeting the strictest standards to ensure the highest level of performance for clients. Members meet on a regular basis throughout the year to discuss trends, successes, failures and best practices.
The overriding goal of Intersure is to allow members to freely exchange information aimed at improving client service, enhancing employee satisfaction and elevating brokerage position. Members have a vested interest in working together to anticipate future developments within the industry and to leverage their combined $4.5 billion in annual premiums to proactively develop solutions for members and clients alike. For more information on Intersure, visit www.intersurepartners.com or email email@example.com.
The Moore-McLean Insurance Group, comprised of more than 60 professionals and a portfolio of business in excess of $55 million in premiums, is one of the largest truly independent brokers in Canada. As trusted insurance advisors to their clients, they bring value to the relationship beyond the transaction of insurance, and function as an extension of their client’s organization by providing Solutions Beyond Insurance – a variety of programs managed by experts in virtually every area of risk business will face. For more information on Moore-McLean Insurance Group, visit www.mooremcleaninsurancegroup.com or email firstname.lastname@example.org.
Only The Best – People ~ Partners ~ Practice
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Here are some great tips and words of advice when closing up the cottage for winter, from the Canada Safety Council.
Closing Up the Cottage for the Winter
Now that the lazy days of summer are over, Canadians are getting ready to close up the cottage for the winter. Although every cottage is different and every cottage owner’s closing checklist is different, here are some basics to keep in mind.
If your cottage is not winterized, you can take steps to prevent your water supply line from freezing during the winter. You don’t want to arrive there next spring to discover the consequences of not having drained the pipes before you close up this fall. Frozen pipes can burst, causing damage and meaning you’ll have no running water.
Pipes can be fully drained when you’re closing up the cottage. The water supply line can be filled with non-toxic anti-freeze made especially for supply pipes. And pipes that are carefully wrapped at key junction points are better protected against the cold.
As part of your maintenance routine you should also check the inside of your hot water holding tank for residue that can affect water quality and get caught in the faucet screen. Also, you should have your water analyzed regularly by a lab to ensure its quality, especially if the water suddenly shows a yellow or brown tinge. A filtration system can significantly increase the purity level and lessen the wear-and-tear on your cottage water system.
This is also the ideal time to thoroughly check your plumbing and faucets after a summer’s wear-and-tear.
Damages from small animals such as mice and squirrels are a concern to cottage owners. Avoid using poisons to keep out these critters that love to move in when you move out. You should remove all food from cottage before you close it. Bats, mice and squirrels can wiggle in through the smallest of holes. Inspect the building inside and out to make sure there are no small openings for them to enter. Place a wooden cover on the chimney to discourage birds and small animals from entering, and to stop any rain or snow. Tightly close your fireplace damper to prevent animals from getting in.
Some people choose to shut off electricity to their home in the off-season by throwing the main switch at the fuse box. If you do this, be sure to turn off all major appliances, your water heater, and electrical room heaters before you turn off the main switch. This will ensure a smoother and safer start-up when you re-open your home.
If you leave your electricity on to operate security systems or lighting, you should turn off the power supply to your major appliances at your main panel. Turn off the power supply to any space heaters. Otherwise they may turn on during cold weather.
To ensure the stove, fridge and other electrical equipment are not used in your absence, remove fuses and hide them in a safe place.
Visually inspect your hydro metre and power lines for damage. If a power line is down or damaged, stay clear and call your Hydro Company. Inspect visible wiring to outdoor lighting fixtures, water pumps and other equipment. If wires are damaged, remove the fuse to that circuit or turn off the circuit breaker, and call a qualified electrician.
Check all household appliance cords. If damaged, unplug the appliance and do not use it until the cord is replaced. If your electrical panel uses fuses, make sure they are screwed in tightly and that you have spares. Don’t use fuses higher than 15 amps in normal receptacles and lighting circuits.
Boat Motors and other power equipment
When storing power boating motors and other power equipment do not drain gasoline from fuel tanks, instead use a fuel stabilizer (available from your dealer or auto parts store). Winterize your engine(s) away from the water. Store boat motors, lawnmowers and other items with engines in a dry, weatherproof place. Cover anything that may rust over the winter with a coat of oil.
If your cottage is in a heavy snow area, consider installing temporary supports to protect the roof from caving in. Another option is to hire a reliable local person to shovel the snow off the roof when necessary.
And remember that time spent in preventative measures now will pay significant dividends next spring when you open the cottage for next year’s season.
It may be necessary to purchase a life insurance policy to cover long term debts like: a surviving spouse; estate preservation; funeral costs; a dependent handicapped child; or to create a legacy for your children, grandchildren, charity or your favourite cause. There are scores of different types of permanent insurance to suit your specific needs and it is very important to talk to an experienced licensed professional who can help you to decide on your best options. To get a Permanent Insurance quote specific to your family’s needs, click here.
It is almost Flu Season. Be prepared and educate yourself on prevention, treatment and the Flu Shot.Monday, September 27th, 2010
Influenza (or flu) is a common respiratory illness that affects millions of Canadians every year. Read more HERE.
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