MOORE-MCLEAN INSURANCE GROUP'S BROKER COMPENSATION

At the Moore-McLean Insurance Group, our role is to provide you with the best insurance value that combines coverage, service, and price. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When an issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your individual interest.

COMMERCIAL LINES BUSINESS

Broker compensation is part of your premiums. For your benefit, we have listed below the many Commercial Insurers and Managing General Agents that we represent and have included the range of compensation each provides as a percentage of your overall premiums.

The company you choose for the best coverage and price offer the following commission ranges of 0% to 12.5% for auto insurance, 0% to 20% for property insurance and 0 to 25% for other specialty lines of insurance and is paid annually for both new business and renewals. Upon request we can go through each line of business as we do when we place your coverage for you the client.

"ACE INA Insurance Company"," Allianz Global Risks "," Chartis Insurance" ,
"*Aviva Insurance Company", "Berkley Canada", "Boiler Inspections and Insurance Company of Canada ", "Chubb Insurance Company of Canada", CNA Insurance", "Commonwealth Insurance", "Creechurch International", "Dominion Of Canada", "Economical Mutual", "Elliot Special Risk", "Encon Group", "GCAN Insurance Company", "Global Aerospace", "Grain Insurance", "Guarantee Company of North America", "Intact Insurance Company", "Jevco Insurance Company","Liberty International Underwriters", "Lombard Canada", "Markel Insurance Company of Canada ", "Royal & Sun Alliance Insurance Company of Canada ", "Travelers  Canada", "Trisura Guarantee Insurance Company", "Zurich Insurance", York Fire & Casualty"

Should there be an increase in the commission schedule we receive from your Insurer, or, any other material change that affects compensation agreements, we will notify you.

In order for us to maintain strong relationships with quality financially rated Insurers, we work with each to provide the type of business they target. The Insurers with an asterisk noted above recognize our efforts through a contingent profit commission contract. Payment of this contingent profit commission may depend on a combination of profitability within the brokerage in that book of business, growth, volume retention and increased services we provide on behalf of the insurance companies. Contingent commissions are NEVER guaranteed.  For further information on CPCs please go to the individual company website.

We are proud to say that we are a totally independent company that is 100% Canadian and privately family-owned.  We do not have any ownership, interest or loan from any insurance company and we are totally dedicated to serving your insurance needs in the best possible way!

Your Insurer will be providing you with a consumer code of rights and responsibilities, which will be forwarded to you with your new policy. If you have any questions regarding this or any other aspect of your insurance please contact us.

Broker compensation is part of your premiums.  For your benefit, we have listed below Automobile and Property Insurers that we represent and have included the range of compensations each provides as a percentage of your overall premiums.

* Dominion of Canada:                Auto 0-12.5%    Property 0-20%

* The Royal & Sun Alliance:        Auto 0-12.5%    Property 0-20%

* Chubb Insurance                      Auto 0-10%       Property 0-20%

* GCNA                                     Auto 0-15%       Property 0-20% 

* Jevco Insurance                       Auto 0-15%

* Chartis Insurance                     Auto 0-10%       Property 0-20%

* Premier Marine                                                Property 0-15%

* Genmark                                                         Property 0-12%

* TWIG                                                              Property 0-12.5%

Facility Risk -  Fee is capped at $250

This commission percentage is paid annually for both new and renewal business.

Should there be an increase in the commission schedule we receive from your Insurer, or, any other material change that affects compensation agreements, we will notify you.

In order for us to maintain strong relationships with quality financially rated Insurers, we work with each to provide the type of business they target.  The Insurers with an asterisk noted above recognize our efforts through a contingent profit commission contract.  Payment of this contingent profit commission may depend on a combination of profitability within the brokerage on that book of business, growth, volume retention and increased services we provide on behalf of the insurance companies. Contingent commissions are NEVER guaranteed.  For further information on CPCs please go to the individual company website.

We currently have no loan arrangement with any Insurer; also we do not have any ownership or interest from any insurance company.

Your Insurer will be providing you with a consumer code of rights and responsibilities which will be forwarded to you with your new policy.  If you have any questions regarding this or any other aspect of your insurance please contact us.

And remember, WE WORK FOR YOU. Advice is free, please call.